Bargain hunt


Can your family be a household of ‘savvy shoppers’? Do you know where the best bargains are? Or how to make your money go further? Challenge your spenders to find the best deals! Internet shopping, the local high street or a big shopping mall – get them thinking about what they might need to buy and why. Who can achieve value for money and is it worth it?

What will my child learn:

It’s easy for your family members to accept what appears in the cupboards and on their plates but do they understand where it has all come from? What decisions have been made to choose those items and how have they been paid for?

The ‘Web Challenge’ will allow children to:

  • Understand the difference between needs and wants
  • Appreciate the true value of money
  • Develop skill to work out best value buys and bargains
  • Develop confidence in decision making

Financial Education Planning Framework: Becoming a Critical Consumer

Getting started

As a family create a basic weekly shopping list of items that you buy regularly and add in a couple of special purchases – maybe a treat or a cleaning product. Remember to specify quantities/sizes of items. Now challenge them to find the best prices in town! You will need access to the internet and some pens and paper.

Set the challenge of using the internet to find the items on the shopping list at the best (cheapest) price. Who can achieve the best price for the whole list? You could make the list longer or shorter depending on age of your children or number of children in the family.

Money talk

Talking about going shopping and buying food for the household allows you to explore lots of ideas around money. As you compile the shopping list together talk about which shops you usually go to and how much you usually spend on food each week.

Some questions to prompt further discussion:
Do we need to shop elsewhere or is just shopping on the internet cheaper?
Have they considered delivery costs?
Could they buy supermarket own brands rather than branded? Remember they might be cheaper but if the family don’t like the product it could be a waste of money rather than a bargain!
If they have used lots of ‘special offers’ to achieve the best price what will happen when these offers end?
Is it practical to visit lots of different shops? How much more time does this take you and does this have a cost too? Think about what else you might be doing instead, petrol costs, parking etc.
Many big supermarkets price match for you and give you money off if they are more expensive than competitors – is this the best option rather than having to shop around?
If they can source you a cheaper shopping list, as the main shopper you need to make the decision to swap or stay, but you must explain the reasons behind your decision.

Get Creative!

Think about how to record the findings – a table of information, post it notes, bright shapes etc.

What reminders might be needed to shop in a different shop, shop online or buy a different brand? This is an activity you can revisit on a regular basis as prices and offers change daily – you have to keep active to be a savvy shopper!


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Bargain hunt

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Prudential plc is a company incorporated and with its principal place of business in England, and its affiliated companies constitute one of the world's leading financial services groups. It provides insurance and financial services directly and through its subsidiaries and affiliates throughout the world. It has been in existence for over 168 years and has £599 billion in assets under management (as at 31 December 2016). Prudential plc is not affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the United States of America.

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